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My Responsible Birthday

So this year I turned 31. Not a milestone year but another one none the less. My birthdays up until now have been very exciting, usually a party or two, a dinner and lots of indulgences; This year not so much. I got a little bit of money as gifts this year and had planned...
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Christmas in September?!?

It seems like Christmas is a long way off (only 96 days!) but now is the best time to start planning for it. As much as we don’t realize it the cost Christmas can really add up:

Presents for 2 kids $500 Presents for everyone else $500 A Christmas party outfit $100 Christmas dinner $100 Christmas Baking $100 Decorations...
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